Medicare Services
GET THE RIGHT COVERAGE FOR THE RIGHT PRICE
As you get older, maintaining your health becomes more and more important. In order to keep running around with your grandkids as long as possible without draining your retirement savings, you’ll want to have health insurance that can help cover the cost of any medical expense you may encounter. For residents in Stroudsburg, Pennsylvania, and the nearby areas, Nicky Baxter Insurance can help you determine the Medicare plan that’s right for you!
What Is Medicare?
In simple terms, Medicare is federal health insurance for people 65 or older (along with some younger people who have certain disabilities). When enrolled in this program, Medicare can help cover the cost of your personal healthcare expenses. However, Medicare doesn’t cover everything, and its various components can be difficult to understand. A reputable insurance broker like Nickey Baxter Insurance can help you navigate the ins and outs of Medicare — schedule a meeting today!
Original Medicare and Medicare Advantage Plans
Original Medicare includes Medicare Part A and Part B. Part A covers inpatient/hospital expenses, while Part B provides coverage for outpatient/general medical expenses. Alternatively, Medicare Advantage (which is also referred to as “Part C”) acts as a bundle that incorporates Part A, Part B, and sometimes Part D (prescription drug coverage) all together.
Medicare Supplement Insurance
Medical Supplement Insurance, which is sometimes called “Medigap,” is additional insurance that can help pay for expenses not covered under Original Medicare. This can even extend to copayments and deductibles. Nickey Baxter Insurance works with dozens of nationally recognized Medicare Supplement Insurance providers, so we can pair you with the one that best fits your budget!
Medicare Prescription Drug Plans
Also known as “Part D,” this separate coverage option can be added to your Medicare plan to help cover the cost of prescription medications. This can be a cost-effective option for those who depend on certain prescriptions.
We understand that Medicare insurance plans in Pennsylvania are not very intuitive, which is why so many seniors end up without the coverage they need. An expert insurance broker can help you avoid this pitfall and take control of your medical security. Contact Nickey Baxter Insurance today to get started!