Life Insurance
GET THE RIGHT COVERAGE FOR THE RIGHT PRICE
Taking care of your family means providing for them, especially in unexpected circumstances. Life insurance can be a hard topic to approach, but it’s important to understand both the immediate and ongoing expenses that would impact your family if you suddenly weren’t here. Purchasing life insurance coverage will provide your family with the financial resources they will need should the unexpected happen.
Nickey Baxter Insurance is here to help you find affordable life insurance plans that work for you and your family. Trust the best insurance broker services in the area to ensure that your family will have the support they need after you’re gone.
What is Life Insurance?
Life insurance is an insurance plan that will help your loved ones financially after you pass; however, it isn’t just for end-of-life services.. It is also a safety net that will provide financial support if you are sick or injured and can’t work. You will be responsible for paying a premium on the insurance, and the insurance will pay a death benefit when you pass away to your beneficiaries.
Do You Need Life Insurance?
Making a plan for life insurance can be challenging to navigate. How do you know if you need it, and when is the best time to start looking for a plan? Nickey Baxter Insurance can help answer these questions, and any other questions you may have about life insurance plans. If you have loved ones who will be left with funeral expenses, medical debt, or additional financial burdens, you should plan to leave them with income in the form of life insurance to handle the expenses. You may need to take a medical exam, so finding a life insurance plan while you’re young and healthy is the best option to get affordable insurance.
Life Insurance Plans
There are many options when it comes to finding the best life insurance plan for your needs. Schedule a consultation with Pennsylvania’s premier insurance broker Nickey Baxter Insurance to learn more about how each plan could benefit you!
- Term Life Insurance
- This life insurance only applies to the timeframe you set, which is usually somewhere between ten and 30 years. If you pass while the policy is in place, your beneficiaries will receive a benefit. For many, this is a more affordable insurance option..
- Whole Life Insurance
- You will pay regular premiums for whole life insurance, and payment is given to your beneficiaries after your death. This is a good option for younger people who would like coverage for their entire life and to build value over time.
- Universal Life Insurance
- Similar to whole life insurance, universal life insurance will build in value as you continue to pay premiums and it lasts your entire life. The premiums and benefits are more flexible if your needs change over time.
- Final Expense Insurance
- This life insurance option is dedicated to covering your burial and funeral costs as well as debts that may remain after you pass. The benefit is typically smaller than other plans since it is only for final expenses rather than providing ongoing support to your beneficiaries.
Best Insurance Broker Services for Life Insurance Plans
If you’re ready for the peace of mind that life insurance will bring you and your family, it’s time to find a plan. Nickey Baxter Insurance is the best insurance broker for life insurance plans in Stroudsburg, Pennsylvania! With over 22 years of experience in the insurance world, we'll help you find the right life insurance plan.
Provide your loved ones with financial security after you pass by getting started with life insurance today. Contact Nickey Baxter Insurance today!